Question 1

What types of home improvement projects do you finance?

Accepted Answer

Bath Remodel
Closet and Storage   Systems
Doors
Drywall, Lathing,   Plastering
Electrical, Lighting,   Fixtures
Energy Storage / Battery   Backup
EV Chargers
Fencing
Finish Carpentry,   Cabinet, Millwork
Fireplaces
Flooring, Floor Covering
Garage Door
Geothermal
Home Automation
HVAC
HVAC - Service/Repair
Installed Spas &   Steam Rooms
Insulation
Kitchen Remodel
Kitchen Remodeling
Outdoor Buildings,   Sheds, and Carports
Outdoor Living, Decking,   and Landscaping
Painting - Exterior
Patio Cover, Patio Room,   Awning
Plumbing -   Service/Repair
Plumbing, Waste   Disposal, Fixtures
Residential Generator
Roofing
Roofing - Service/Repair
Security Equipment and   Locks
Siding, Stucco
Swimming Pool
Water Filtration and   Purification
Water Heaters
Well Water Services
Windows

Question 2

What if I already have a financing partner, how can Turns Financing help me?

Accepted Answer

Turns can provide fast financing for your customers previously declined by other programs and those with good credit. Many contractors use our instant one-stop process for all their consumer financing needs.

Question 3

Does my sales team need to know much about financing to use Turns Financing?

Accepted Answer

It's easy and intuitive. Simply use the financing link that we provide to submit credit applications and follow the onscreen prompts.

Or let your customers know that you now offer financing and we are happy to do the rest.
Call 844-WeLoaned (844-935-6263) and our representatives will work with you and your customer to complete financing over as the phone in 3 to 5 minutes. Before finalizing, we’ll explain all terms and any applicable fees so both contractor and borrower are in full agreement.

Question 4

Are contractors direct funded and how fast are they paid once a project is completed?

Accepted Answer

Yes, Turns pays contractors via ACH payment direct to their bank account within 2-business days of completing a project and uploading the customer signed final invoice.

Note: If a contractor is submitting their first customer through Turns for financing, we’ll ask the contractor to provide banking information using a secure link, so we can complete the one-time account setup required for direct funding.

Question 5

What’s the difference between Prime and Non-Prime credit financing and do you offer both?

Accepted Answer

Borrowers with prime credit have higher credit scores the non-prime applicants and are generally approved for loans by most lenders. Turns uses a single credit application to instantly determine if your customer has Prime or Non-Prime credit (also called subprime credit) and has great programs for both. Try Turns for all your credit needs or for your customers previously declined by others.

Question 6

Can I try Turns before committing?

Accepted Answer

Unfortunately there is no trial period, however there is no cost to enroll, no setup fees and no loan volume obligations or financing minimums.

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