TURNS Financing has proudly served the home improvement industry since 2011. Turns is managed by home improvement, technology, and banking professionals with a passion for customer service.
The company utilizes technology to simplify in-home financing for contractors, and we seek to provide affordable financing options to borrowers with almost any type of credit.
Turns is a technology company, which is licensed as a broker as may be required by state law. Turns does not make loans and does not make credit decisions; this site does not constitute an offer or solicitation to lend.
For the Annual Subscription program option, all loan information is presented without warranty and estimated APR and other terms are not binding. Turns’ lending partners generally present a range of APRs (for instance, from 5% to 29.99%) with a range of terms and monthly payments. As an example, a $10,000 loan with an APR of 9.99% and a term of 60 months would have a monthly payment of $213.00.
Actual APRs will depend on factors like credit score, loan amount, loan term, and credit history. Only borrowers with excellent credit will qualify for the lowest APRs. All loans are subject to credit review and approval.
For the Pay-As-You-Go program option, the 3% merchant fee is deducted from each closed loan when funded. As an example, a $10,000 closed loan will fund the contractor $9,700.
For the Subscription plan, $599 will be deducted from the first funded job, and there will be no further funding deductions until the next anniversary of that initial funding.
Contractors closing more than $20,000 of annual consumer financing will pay less with the annual subscription.