Welcome to the Web site of Turns Financing (“Turns”)
Please review the following terms and conditions that govern your use of our Web site. Please note that your use of our Web site constitutes your agreement to follow and be bound by the privacy statement, legal notices and terms of use (collectively, the "Terms").

How You May Use the Content on Our Web Site

Unless otherwise noted, all text, images, graphics, photographs, video clips, designs, icons, sounds, information, data and other materials (the "content") on Turns Web site are copyrights, trademarks, service marks or other intellectual property or proprietary rights owned or licensed by Turns. You may use the content only for limited, internal, noncommercial, informational purposes. You may print out a single copy of the content solely for those purposes, if the copy bears all copyright, trademark, service mark and other intellectual property and proprietary notices displayed on the web page. You may not distribute, publish, transmit, modify, create derivative works from, or in any way exploit, any of the content, in whole or in part, for any purpose. Except as authorized in this paragraph, you are not being granted a license under any copyright, trademark, service mark, patent or other intellectual property or proprietary right in the content. Unless otherwise specifically indicated, under no circumstances will you obtain any rights in the products, services, processes or technology described in the content. All of those rights are retained by Turns.

Links to Other Web Sites and References to Other Companies

References that we make to names, marks, products or services of third parties or hypertext links to third-party Web sites or information do not constitute or imply our endorsement, sponsorship or recommendation of the third party. Unless otherwise indicated, we do not monitor or control the content of any Web sites linked to or from our Web site, and therefore we are not responsible for the content of any Web sites linked to our site or the terms of use or privacy practices employed by those other sites. Content on Turns Web site may include technical inaccuracies or typographical errors, and we are not responsible for any reliance you may place on the content. Turns may make changes to the content and the products, services and programs described in the content at any time without notice.

Browsers

Turns does not guarantee that all browsers will correctly display this site. Turns continually reviews new technology and supports the industry best practices and most popular browsers; accordingly, this website may be modified to reflect updates.

Content and Liability Disclaimer

While Turns uses reasonable efforts to include accurate and up-to-date information on this Web site, other than as required under applicable law or regulation, Turns makes no representations or warranties about the accuracy of the information. Turns assumes no liability or responsibility for any errors or omissions in the content of the Web site. Changes may be periodically made to the information at any time, without notice.

THIS WEB SITE AND ALL CONTENT ARE PROVIDED "AS IS," WITHOUT ANY WARRANTIES OF ANY KIND. TURNS HEREBY DISCLAIMS ALL WARRANTIES, EXPRESS, STATUTORY OR IMPLIED, RELATING TO THE WEBSITE OR THE CONTENT, INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT, AS WELL AS ANY WARRANTY OF QUALITY, FUNCTIONALITY, ACCURACY, CURRENCY, COMPLETENESS, RELIABILITY, OPERABILITY, USE PERFORMANCE, SECURITY OR ABSENCE OF VIRUSES. YOU ASSUME ALL RESPONSIBILITY AND RISK OF LOSS RESULTING FROM THE USE OF OUR WEBSITE. Some jurisdictions may not allow for the exclusion of implied warranties so some of these exclusions may not apply to you.
IN NO EVENT SHALL TURNS OR ITS SUBSIDIARIES OR AFFILIATES BE LIABLE FOR ANY DAMAGES WHATSOEVER, IN CONTRACT, TORT OR OTHERWISE, INCLUDING SPECIAL, INDIRECT, CONSEQUENTIAL, INCIDENTAL OR PUNITIVE DAMAGES OR DAMAGES FOR LOSS OF PROFITS, REVENUE, USE OR DATA ARISING OUT OF USE OF OR CONNECTED WITH THE TURNS WEB SITE OR THE USE OR RELIANCE UPON INFORMATION CONTAINED IN OR ACCESSED FROM THE WEB SITE EVEN IF TURNS HAS BEEN ADVISED OF THE POSSIBILITY OF THOSE DAMAGES.

Trademarks

Turns name and logo, and all related product and service names, design marks or slogans are the trademarks or service marks of Turns. You are not authorized to use any Turns name or mark in any advertising, publicity or in any other commercial manner without the prior written consent of Turns.

Privacy

Please review our Privacy statement, which also govern your use of this Web site.

Compliance with Laws

Your access to and use of this Web site is subject to all applicable international, federal, state and local laws and regulations.

Modification
We may supplement these Terms at any time. You may want to visit this web page periodically to determine the current Terms to which you are bound.

Applicable Law
These Terms shall be governed by the laws of the State of Georgia, without regard to its conflicts of law principles.

California Residents
We do not share California resident personal information with affiliates or third parties for the affiliates' or third parties' direct marketing purposes. California residents also have specific privacy rights provided by the California Consumer Privacy Act, as it may be amended from time to time. These include: (1) the right to request information from us regarding what categories of personal data we have collected about you; (2) the right to request a copy of the specific personal information collected about you during the last 12 months; (3) a limited right to have such information deleted (with exceptions); (4) the right to request that your personal information not be sold to third parties, if applicable; and (5) the right not to be discriminated against because you exercise your rights. To exercise these rights or to inquire about privacy protection at Turns.

Revised 01/19/2022