Home Improvement Consumer Financing
In-home financing made easy for contractors and consumers.
Integrated Prime & 2nd Look
Download Turns App
We Say "YES"
24/7 Instant Credit Decisions
Add Financing to Any Website
No Pay Stubs or Stipulations Required
No Financing Minimums or Obligations
No Prepayment Penalties
2-Minute Financing Process
100% Instant Credit Decisions
100% Paperless Process
Automatic 2nd Look (no application re-entry)
ACH Funding within 48 Hours
Up to 80% National Approval Rate:
One Stop Integrated Prime & Subprime
Up to 40% National Approval Rate:
2nd Look Subprime Only
(for all of your declines)
Why Choose TURNS?
Sell More by Offering Affordable Monthly Payments
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Each monthly payment is tied into a specific fixed contractor funding.
NEW Customized Contractor SmartLink
Use SmartLinks to submit credit applications from anywhere
Use SmartLinks to email or text your credit application
Use SmartLinks to add a financing button to any website
Have a minute?
See how SmartLinks work
Contractors can also use a customized URL, referred to as a SmartLink to access the credit application and offer financing from anywhere.
Integrated Partner Program
Become a partner
As a Turns Financing Partner, you profit when your contractors offer superior consumer financing. To take part in our Integrated Partner Program call 866-748-4590 to get started.
Unlock the financing program you need for your contractors
Whether you’re an OEM, Distributor, SaaS Provider, Buying Group, or Franchisor, you can trust us to help provide the right consumer financing program for your contractors. Turnkey program startup in (5) days and custom API integration, including apps, usually within (30) days.
Branded Financing Program
Multiple Integration Channels
Select Your Loan Programs
SOME KEY PARTNERS
*Minimum 200 enrolled contractors for a commissioned program.
TURNS Financing has proudly served the home improvement industry since 2011. Turns is managed by home improvement and banking professionals with more than 125 years combined experience. The company utilizes technology to simplify in-home financing for contractors and seeks to provide loan programs to the widest credit range of homeowners seeking to finance a home improvement project.
3423 Piedmont Road NE Suite 595
Atlanta, GA 30305