Flexible loan options with no upfront cost
Get projects financed directly so you start working quickly
How Contractor Direct Works
Submit a credit application
Your customer applies for a loan.
Get an instant decision
We instantly approve your application on the spot.
Finish the project, get paid
When the job is done, payment is deposited directly into your bank account less a dealer fee.
No upfront or fixed costs
There's no cost to you to offer financing unless you use it.
High approval rates
With both prime and second-look financing. Turns approves a majority of applicants for funding.
Our lending partners instantly approve so you're not waiting to know whether you can proceed.
Helping contractors finance their customer's projects since 2011 with over $1Billion in applications.
"Turns helped me find small business financing to launch to my new plumbing division. We will now use their new Consumer Direct program to rapidly grow it.
Joan Marks, VP Sales
ABC Heating and Cooling
Simple & Flexible Pricing
Landing even one extra project pays for Turns for an entire year.
6-10% dealer fee for Non-prime loans