Flexible loan options with no upfront cost

Get projects financed directly so you start working quickly

How Contractor Direct Works

Submit a credit application

Your customer applies for a loan.

Get an instant decision

We instantly approve your application on the spot.

Finish the project, get paid

When the job is done, payment is deposited directly into your bank account less a dealer fee.

No dealer fees

There is no cost to you to offer financing unless you use it.

High approval rates

With both prime and second-look financing, Turns approves a majority of applicants for funding

Instant decisions

Our lending partners instantly approve so you're not waiting to know whether you can proceed.

Helping contractors finance their customer's projects since 2011 with over $1Billion in applications.

"We have a large bilingual sales team and Turns seems to know all of them personally. We are long time users of their Contractor Direct program and we always feel supported."

Rocio, Account Manager

Elmer One Hour

San Antonio, TX

Simple & Flexible Pricing

Landing even one extra project pays for Turns for an entire year.

Unlimited loans (Prime & Non-Prime)

Loans up to $50,000

Up to 120-month terms

Mobile App

Training and Support

Multiple user logins available

Contractor Direct

2-10% of Loan Amount


Financing options for everyone 

Two ways to offer financing to your customers
Consumer Direct

The bank funds your customers, they pay you directly. Consumer Direct has no dealer fee. Offer as may loans as you'd like for a monthly fee, no other costs. 

Contractor Direct

The bank funds each contractor directly, the  customer chooses a plan for repayments to the bank. Contractor Direct has no upfront cost, just a dealer fee which is a percent of the loan.