Flexible loan options with no upfront cost
Get projects financed directly so you start working quickly
How Contractor Direct Works
Submit a credit application
Your customer applies for a loan.
Get an instant decision
We instantly approve your application on the spot.
Finish the project, get paid
When the job is done, payment is deposited directly into your bank account less a dealer fee.
No dealer fees
There is no cost to you to offer financing unless you use it.
High approval rates
With both prime and second-look financing, Turns approves a majority of applicants for funding
Instant decisions
Our lending partners instantly approve so you're not waiting to know whether you can proceed.
Helping contractors finance their customer's projects since 2011 with over $1Billion in applications.
"We have a large bilingual sales team and Turns seems to know all of them personally. We are long time users of their Contractor Direct program and we always feel supported."
Rocio, Account Manager
Elmer One Hour
San Antonio, TX
Simple & Flexible Pricing
Landing even one extra project pays for Turns for an entire year.
Unlimited loans (Prime & Non-Prime)
Loans up to $50,000
Up to 120-month terms
Mobile App
Training and Support
Multiple user logins available
Contractor Direct
2-10% of Loan Amount
Financing options for everyone
Two ways to offer financing to your customers
Consumer Direct
The bank funds your customers, they pay you directly. Consumer Direct has no dealer fee. Offer as may loans as you'd like for a monthly fee, no other costs.
Contractor Direct
The bank funds each contractor directly, the customer chooses a plan for repayments to the bank. Contractor Direct has no upfront cost, just a dealer fee which is a percent of the loan.