Flexible loan options with no upfront cost

Get projects financed directly so you start working quickly

How Contractor Direct Works

Submit a credit application

Your customer applies for a loan.

Get an instant decision

We instantly approve your application on the spot.

Finish the project, get paid

When the job is done, payment is deposited directly into your bank account less a dealer fee.

No dealer fees

There is no cost to you to offer financing unless you use it.

High approval rates

With both prime and second-look financing, Turns approves a majority of applicants for funding

Instant decisions

Our lending partners instantly approve so you're not waiting to know whether you can proceed.

Helping contractors finance their customer's projects since 2011 with over $1Billion in applications.

"We have a large bilingual sales team and Turns seems to know all of them personally. We are long time users of their Contractor Direct program and we always feel supported."

Rocio, Account Manager

Elmer One Hour

San Antonio, TX

Simple & Flexible Pricing

Landing even one extra project pays for Turns for an entire year.

Unlimited loans (Prime & Non-Prime)

Loans up to $50,000

Up to 120-month terms

Mobile App

Training and Support

Multiple user logins available

Contractor Direct

2-10% of Loan Amount


TURNS Financing has proudly served the home improvement industry since 2011. Turns is managed by home improvement and banking professionals with more than 125 years combined experience. The company utilizes technology to simplify in-home financing for contractors and seeks to provide loan programs to the widest credit range of homeowners seeking to finance a home improvement project.



3423 Piedmont Rd NE 

Atlanta, GA 30305


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© 2020 by Turns Financing Services, Inc