Unlimited loans, no dealer fees
Offer financing straight to the customer and win more home improvement projects


How Consumer Direct Works
Apply for your client
Use your own credit application link to apply for loans for your customer.
Get an instant decision
Credit decisions are usually instant, consumers will get funded within 48hours. You use the Turns app to check on your customers funding status.
Customer receives funding
You'll be notified once your customer received funding. get to work!
No dealer fees
Zero, zilch, nada. You get paid in full by your customer per your agreement.
All contractors qualify
Every customer can offer Consumer Direct financing
Instant decisions
Your customer applies, our lending partners instantly approve and funds are in your customers account in 48 hours.
Helping contractors finance their customer's projects since 2011 with over $1Billion in applications.
"Turns helped me find small business financing to launch to my new plumbing division. We will now use their new Consumer Direct program to rapidly grow it. "
Juan, Owner
Miami Ice
Miami, FL
Simple & Flexible Pricing
Landing even one extra project pays for Turns for an entire year.
Unlimited loans (Prime & Non-Prime)
All contractors qualify
Loans up to $50,000
Up to 60-month terms
APRs starting at 5.99%
Multiple user logins available
Consumer Direct
$99/mo
or $990/ annually + No setup fee