Unlimited loans, no dealer fees

Offer financing straight to the customer and win more home improvement projects

How Consumer Direct Works

Apply for your client

Use your own credit application link to apply for loans for your customer.

Get an instant decision

Credit decisions are usually instant, consumers will get funded within 48hours. You use the Turns app to check on your customers funding status.

Customer receives funding

You'll be notified once your customer received funding. get to work!

No dealer fees

Zero, zilch, nada. You get paid in full by your customer per your agreement.

All contractors qualify 

Every customer can offer Consumer Direct financing

Instant decisions

Your customer applies, our lending partners instantly approve and funds are in your customers account in 48 hours.

Helping contractors finance their customer's projects since 2011 with over $1Billion in applications.

"Turns helped  me find small business financing to launch to my new plumbing division. We will now use their new Consumer Direct program to rapidly grow it. "

Juan, Owner

Miami Ice

Miami, FL

Simple & Flexible Pricing

Landing even one extra project pays for Turns for an entire year.

Unlimited loans (Prime & Non-Prime)

All contractors qualify

Loans up to $50,000

Up to 60-month terms

APRs starting at 5.99%

Multiple user logins available

Consumer Direct


or $990/ annually + No setup fee


TURNS Financing has proudly served the home improvement industry since 2011. Turns is managed by home improvement and banking professionals with more than 125 years combined experience. The company utilizes technology to simplify in-home financing for contractors and seeks to provide loan programs to the widest credit range of homeowners seeking to finance a home improvement project.



3423 Piedmont Rd NE 

Atlanta, GA 30305


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© 2020 by Turns Financing Services, Inc